Service & results disclaimer

Important notice

Results may vary depending on personal circumstances and choices.

No guarantees or promises of specific financial results are made.

This website describes a paid Australian financial planning service available by subscription. All descriptions reflect our steady, advice-based approach, but outcomes depend on each client’s situation. Our information does not serve as personal investment advice or a substitute for professional recommendations.

General information notice

The materials on this website, including all articles and resources, are offered for informational purposes and are not financial, legal, or tax advice. We encourage consulting a licensed professional before making important decisions. Service scope, fees, and policies are transparently stated throughout the website. We do not provide educational courses or investment products. Please review all terms prior to subscribing. Past performance does not guarantee future results.

Limitation of liability

While we offer professional advice and support, liability is limited as described below:

We are not responsible for client actions, third-party errors, or circumstances outside our reasonable control.
Website materials are updated for accuracy, but unintentional errors may occur and we cannot warrant completeness.
Third-party links may be provided for reference; we are not responsible for their content or practices.
Clients must make their own informed decisions; our advice is guidance only and not instruction.

Information accuracy

We take care to keep all website content current, but cannot guarantee every detail at all times. Planning tools and resources are updated regularly, however some differences or errors may appear. Please always check with an advisor for the latest information.

All use of site content is at your own discretion; we are not liable for reliance on errors or outdated information.

Professional advice needed

All consultation and advisory services are provided by qualified Australian professionals, yet decisions remain your responsibility. Please seek licensed, independent advice if needed.

External references

Links to outside sources or organisations are offered strictly to assist users in finding resources, not as an endorsement of any third party, their service, or policies.

Results and experience disclaimer

Individual results differ. Factors impacting your experience include personal engagement, compliance with consultations, and changes in market or law.

Variation in client experience

Clients may experience different timelines or outcomes as no two situations are identical. Steady communication helps manage expectations.

Financial information notice

Fees and service terms are detailed openly on each page:

Monthly subscription of $250 includes all consultations and support, with no additional costs.
We do not offer investment, mutual fund, or portfolio management products.
We do not provide education, coaching, or tutorial programs.

Governing jurisdiction

This service and website follow Australian law:

All terms, descriptions, and disclaimers are based on Australian regulations and standards; users outside Australia should verify local requirements before subscribing.

Australian laws apply to all services and disputes. Local laws may additionally apply depending on your location.

Clients are responsible for compliance with their local laws when accessing this service.

Indemnity

You agree to indemnify us for claims, damages, or costs incurred through your use of our website or service, in line with our stated terms.

Severability

If any part of this disclaimer is invalid, the remainder will still apply and hold force as permitted by law.

Updates

We may update this disclaimer at any time. Please review this page before making important decisions or subscribing.

Contact us

Questions about this disclaimer or our services can be submitted by phone or email.

Contact email: content@serenotavilo.com

Contact phone: +61-3-4733-8086

Office address: 66 Clarence Street, Sydney, NSW 2000 Australia

Effective from: August 29, 2025

Last reviewed: August 29, 2025